Health Insurance (Prescription insurance denied) Why?

Health Insurance (Prescription insurance denied) Why?

Bad title for this question I know. I have never really had to go to the doctor for anything, ANYTHING. Recently I went to go see one because my energy level has been horrible, and I am always fatigued. After seeing the doctor, and getting lab work done, I had spent almost a $1000 dollars. But still, I'm okay with that, if its like one visit every six months or so, so what. Anyways, they found my Testosterone levels to be really really low. So they put me on a medication called androgel. Let me tell you, I can only get 15 days worth of this medication at a time, but every time I go to Walgreens to get a refill, I spend hundreds. Tonight when I picked it up it cost me $268.41. I called everywhere to see about health insurance, even though I only need help with prescriptions. I dont know what to do. I dont need all out full fledge health insurance. But apparently if I tried to get it anyway, I would be denied due to a pre-existing condition *1!! Apparently the only people who can qualify for health insurance are those who dont need it to begin with. And those who need it are denied because of a pre-existing condition. They are no programs that help with prescriptions that I know of, that dont require tons and tons of paperwork, audits, background investigations, and appointment after appointment. I am really upset and am lost with regard to getting the medication my doctor says I need, reduced in price. I cant afford almost $600 a month. But if even if I try to get health care, i will be denied. Could someone please help me out : ) Thanks for checking out my question I dont have health insurance because I never needed it. Plus I have always been responsible with my money

 

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Please only educated, backed-up answers.

 

Health Insurance (Prescription insurance denied) Why?

Bad title for this question I know. I have never really had to go to the doctor for anything, ANYTHING. Recently I went to go see one because my energy level has been horrible, and I am always fatigued. After seeing the doctor, and getting lab work done, I had spent almost a $1000 dollars. But still, I'm okay with that, if its like one visit every six months or so, so what. Anyways, they found my Testosterone levels to be really really low. So they put me on a medication called androgel. Let me tell you, I can only get 15 days worth of this medication at a time, but every time I go to Walgreens to get a refill, I spend hundreds. Tonight when I picked it up it cost me $268.41. I called everywhere to see about health insurance, even though I only need help with prescriptions. I dont know what to do. I dont need all out full fledge health insurance. But apparently if I tried to get it anyway, I would be denied due to a pre-existing condition *4!! Apparently the only people who can qualify for health insurance are those who dont need it to begin with. And those who need it are denied because of a pre-existing condition. They are no programs that help with prescriptions that I know of, that dont require tons and tons of paperwork, audits, background investigations, and appointment after appointment. I am really upset and am lost with regard to getting the medication my doctor says I need, reduced in price. I cant afford almost $600 a month. But if even if I try to get health care, i will be denied. Could someone please help me out : ) Thanks for checking out my question I dont have health insurance because I never needed it. Plus I have always been responsible with my money

 

Can i pay for my dads car insurance?

my dad hasnt got a credit or debit card i have a debit card and im only 16 can i pay for my dads car insurance

 

 

What car insurance is cheapest for teens in NC to get if theyre on their own?

I get my lisence in april and it looks like my mother isnt going to help with the car or the insurance so i need the CHEAPEST possible insurance available. I live in western NC. Any suggestions?

 

 

How much per year does health insurance cost for an average 50 year old with no employment benefits?

just a single person. no previous health problems. I realize this depends on specific circumstances, but you can ballpark estimate it for me thanks.

 

 

How could I lower my motorcycle insurance?

I looked over some of the things that insurance companies look for in giving deductibles and so far i came up with things like: 1. alarms, security devices, etc. 2. lower amount cost of accident coverage 3. rider training courses im 24, and i heard insurance rates go down after you turn 25 but i'm not sure if this applies to motorcycles also. i don't make too much at my job (min. wage) so i need the lowest rate i can get. what else can i do to bring it down???

 

 

Need advice on a life insurance policy for my parents.?

My parents are 67 and 57, and despite being the youngest of 6 children, I am somehow viewed as the most responsible. I have power of attorney over their estates. They trust me more than each other or any of their other children, because they know that I don't care about money for myself. I believe my parents have life insurance policies on themselves, but with the way they manage their finances the policies may very well have lapsed. I would like to open policies on both of them myself. I would like to get coverage for not only death but any life-threatening incidents so I can pick up the slack for them if their coverage is insufficient or doesn't kick in. I already have a policy on myself for $500,000, and I pay only $30/month. I'm sure that it'll be much more expensive for my parents, but this responsibility falls to me. My father is in poor health and probably won't make it another 5 years. When that happens I want to be able to pay off his house and any remaining debt, put on a nice funeral, and make sure that my mom has a financial buffer for retirement. Any advice on bringing up the issue of mortality with my parents, and getting their consent? Also, is there anything that I should know about policies for older people?

 

 

Approximately how much would car insurance cost for a teenager in NJ?

Approximately how much would car insurance cost for a teenager in NJ?

 

 

Cheapest car to insure?

im looking to buy a car but im a 18 yr old male and my insurance will be very high. so im trying to find the cheapest car out there to insure and something good on gas. i know ill probably be paying around 3000 a year. but any ideas?

 

 

Whats the cheapest insurance out there?

whats the cheapest insurance out there for a 1998 Pontiac grand prix!!

 

 

What is a car insurance quote?

What is a car insurance quote?

 

 

Mother has Mental Illness but no Insurance?

We are at the moment living in california but my mother has mental illness when we were back in The Netherlands she was given pills to take to supress that voice in her heads making her go crazy, but now we are here and we don't have any insurance yet is it possible that she gets insurance if she supports her illness?

 

 

Insurance help please?

When buying car insurance, I'm looking at fully comprehensive what is volentary and compulary excess? Hwta do these amounts mean. Also, my car got broken into twice this year and my partner was in an accident so we have a LOT of claims... Any tips for keeping my insurance down? Im trying all of the search engines, but this is busting my brain!!

 

 

Will my insurance go up if I putting a claim to replace my windshied on my car? How Much?

Will my insurance go up if I putting a claim to replace my windshied on my car? How Much?

 

 

Does my auto insurance cover anyone driving, if they have no insurance themselves? thanks?

Does my auto insurance cover anyone driving, if they have no insurance themselves? thanks?

 

 

New Drivers: How much do you pay in Car Insurance a month?

I know this is a more personal question so I will just ask for a RANGE; like for example, $400-$500.

 

 

Is car insurance more expensive on newer models?

Im comparing car insurance quotes online. I havent yet got the car im insuring but Im looking at different 206 models. I know there are many factors when it comes to the quote, but does a newer model cost more to insure because this is what I seem to be finding: 2004 models- my insurance is around 470, yet when I checked the same model but a 2005 reg it was nearly 300 pounds more.

 

 

Best non-owner liability coverage insurance?

What is the best non-owner liability coverage insurance in New York ?

 

 

Poverty level, affordable health insurance plan for a family of 5?

i want to help my parents find health insurance that they can afford

 

 

How much would insurance cost for a 2005-06 mustang?

i am 16 and want a mustang how much will insurance be for a year compared to the average car... also i wont have a big engine....the car will be 14,000 or less

 

 

How much will my insurance company give me for a totaled car?

i bought a 2000 Oldsmobile Alero and totaled it less than a month later. the kbb value of the car is about $3000. Can anyone tell me about how much i should get from the insurance company?

 

 

How much will my insurance go up after a fender bender?

Im 16 years old and i have progressive, this morning i hit a car, there was only a couple scratches on the other car as i didn't hit it hard, and no damage to my car. The police werent called we just exchanged info, so how much will my insurance go up for this accident. if you can even call it that.

 

 

Is this a good world to bring a child into?

I sometimes worry about having kids due to the world going down hill, theres so many bullies and bad people out there,i dont think I can handle my children getting hurt by someone or bullied,also how much will car insurance be in 18 years, a 19 year old at work keeps getting 5000 quotes for 1.1 cars,id like some opinions on this as me and my wife are planning to have kids soon,am I worrying about nothing or does anyone else feel like this?,i want my kids to have a nice life.

 

 

Where to find affordable auto insurance?

I have a 2002 Mi Gallant ES , I have had my full coverage insurance for over a year now but its currently 160$ a month and I would like to find something more affordable , any ideas? all comments and suggestions are appreciated BTW: Ive never had any tickets or accidents or a lapse in coverage I am 22 years old Thanks in advance!

 

 

What do you like most about tying health insurance to employment?

Isn't it a good way to keep employees in line? I mean, well, if you're not happy here, you can always quit and do something you like, but your COBRA insurance will eventually run out and you'll either need to find another job with benefits, not necessarily the job you want, so it looks like you're sticking around for some time.....no freelancing or working two part-time jobs you like for you! I like this system because it keeps my employees from quitting, particularly the ones with pre-existing conditions or family members with pre-existing conditions. I can get what I want out of them by using the health-care lasso ( go ahead and quit, but try seeing how much a private policy will cost you if you're lucky enough to get accepted with what you've got! ), plus there is no need to worry about competition from freelancers or small businesses. I like tying benefits to employment because as an employer I have a way of keeping my employees in line. If they act up or talk about branching out into something else, I just have to remind them of where they get their affordable benefits and how they would lose this corporate pool if they were to go out on their own, work for a small business without benefits, work freelance or go back to school full time. Keeps my workforce dedicated.

 

 

How much is car insurance on two vehicles in hawaii?

We need full coverage due to still paying off cars. Plus about how much to send 2 vehicles over?

 

 

Insurance company help?

Ok so im getting insurance in manhatten because i live there ..... but my vehicle is garaged in long island ..... I have to tell the insurance company ? and do i have to show proof ? if so what kind of proof is there to show ?

 

Health Insurance (Prescription insurance denied) Why?

Bad title for this question I know. I have never really had to go to the doctor for anything, ANYTHING. Recently I went to go see one because my energy level has been horrible, and I am always fatigued. After seeing the doctor, and getting lab work done, I had spent almost a $1000 dollars. But still, I'm okay with that, if its like one visit every six months or so, so what. Anyways, they found my Testosterone levels to be really really low. So they put me on a medication called androgel. Let me tell you, I can only get 15 days worth of this medication at a time, but every time I go to Walgreens to get a refill, I spend hundreds. Tonight when I picked it up it cost me $268.41. I called everywhere to see about health insurance, even though I only need help with prescriptions. I dont know what to do. I dont need all out full fledge health insurance. But apparently if I tried to get it anyway, I would be denied due to a pre-existing condition *5!! Apparently the only people who can qualify for health insurance are those who dont need it to begin with. And those who need it are denied because of a pre-existing condition. They are no programs that help with prescriptions that I know of, that dont require tons and tons of paperwork, audits, background investigations, and appointment after appointment. I am really upset and am lost with regard to getting the medication my doctor says I need, reduced in price. I cant afford almost $600 a month. But if even if I try to get health care, i will be denied. Could someone please help me out : ) Thanks for checking out my question I dont have health insurance because I never needed it. Plus I have always been responsible with my money

https://www.linkedin.com/pulse/wisconsin-unemployment-insurance-claim-noah-washington/